I know for sure that Ryan Stanfield of Rstanfield909@gmail.com didnt start the cryptomerchantbank scam. I created Rstanfield909@gmail.com specifically to use on the cryptomerchantbank site for a Bitcoin wallet. It wasnt long after that my life was turned upside down by flood of hacking /electronic harrasment and in-person scams, home break-ins. I had forgot about that Bitcoin wallet until Nov. 2018 I did a Google search of a phone number and account info for Rstanfield909@gmail.com popped up, I didnt recognize it at first and immediately took a screenshot and emailed it to said address to alert the owner that their account info was compromised. A few days later I started to recall that account and although I wasnt able to access the Gmail account, I managed to change the password for the wallet, a few days later I tryed to check the wallet and found the site to be gone. I suspect the man I had living with me at the time was behind it, his name is Theodore Howard Miller, Iowa, USA.